scratchcard

/S K R AE1 CH K AA0 R D/
noun
  1. 1

    A lottery ticket containing sections covered with an opaque waxy film which may be removed by scratching to reveal symbols that show whether or not a prize has been won

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Source: https://en.wiktionary.org/wiki/scratch%20card, https://en.wiktionary.org/wiki/scratchcard