restructure

/R IY0 S T R AH1 K CH ER0/
noun
  1. 1

    A reorganization.

verb
  1. 1

    To change the organization of.

  2. 2

    To modify the terms of a loan, providing relief to a debtor who would otherwise be forced to default.

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Source: https://en.wiktionary.org/wiki/restructure

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