credit rating

/K R EH1 D AH0 T R EY0 T IH0 NG/
noun
  1. 1

    An estimate, based on a company, government or person's history of borrowing and repayment and/or available financial resources, that is used by creditors to determine the maximum amount of credit that can be extended without undue risk.

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Source: https://en.wiktionary.org/wiki/credit%20rating

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