close to the bone

/K L OW1 S T UW0 DH AH0 B OW0 N/
adjective
  1. 1

    (of a comment, etc.) penetrating and relatable, to the point of causing discomfort

  2. 2

    Destitute

Source: https://en.wiktionary.org/wiki/close%20to%20the%20bone